Welcome to The Journey! Currently in the United States, for every 100 people who reach 65, 1 is wealthy, 19 are financially independent, 15 are required to keep working, 19 died before 65, and 46 are dependent. In the richest country in history 46% of Americans can't support themselves in retirement years. We can do better! Successful achievements of personal goals require careful strategic planning along with disciplined implementation. The Journey is a systematic approach to the achievement of your goals and objectives, like a well-planned climbing expedition.