Our Approach

We believe that before a financial plan is ever put into play, we must establish a relationship. As such, we believe a financial professional should listen before acting, reduce your stress, and provide ongoing consultations and adjustments that align with YOUR goals and best interests.

Achieving your goals allows you peace of mind to be actualized and your stress is minimized. You are free to live with less stress and more enjoyment.

Our approach includes a multi-step process to evaluate, allocate, navigate, and monitor your unique plan, built around your unique situation:

Identifying Your Current Situation
Determining and setting SMART goals
Identify options and alternatives to your plan
Review Itinerary (How to Get There)
Begin Your Journey (Activate the Plan)
Monitor Your Progress (Optimize to Achieve Goals)

Please feel free to read more about our planning approach below!

Discovery

We meet as a team to discover what is important to YOU and the people you care about. Whether you have a list of goals and objectives for your journey or don't know where to start, we will help put together a financial roadmap for your journey. This first meeting focuses on getting to know you and what's important to you.

Goal Planning

This is not a one-size-fits-all approach. Every plan is built for a unique situation and a unique individual! You have worked hard to build during your working years. We strive to help you make your money work hard in return. Whether you want to retire early, start a second career (because you want to), look for education funding, or learn how to give yourself the ability to build generational wealth through estate planning, we will coordinate a plan for you.

Man wearing a scarf and sweater laying on the grass covered in fall leaves.

The Journey to Achieving Your Goals

Once we work together to build your financial roadmap, we will review how we are going to achieve those goals. Whether it be through insurance, investments, or continuous advice, we partner with you to keep on track even through tough times.

From consistent meetings to continuous monitoring of your portfolio, we strive to give you less stress and find more enjoyment out of your life.

Ongoing Monitoring

Just as you see your doctor for check-ups on your health, we believe it's important to have regular check-ups for your financial health! Consistent reviews are an essential part of our client process, where we discuss how we can adapt or maintain your portfolio to meet your needs, and address any changes to the plan that we've developed together.

Multigenerational Planning

Your legacy is more than a number on an account statement. It involves everything that is important to you. According to NASDAQ, 70% of families lose their wealth in the second generation. That number jumps to 90% by the end of the third generation. The Vanderbilt family went from rags to riches, then back to rags within three generations. In contrast, the Rockefeller family used a series of trusts to grow their estate, which as of 2020, is still valued at over Eight Billion Dollars, spread over 70 heirs and more than 6 generations!

Your heirs do NOT have to be a statistic. Through creative estate planning and insurance techniques, we strive to help clients to put their heirs in positions to be successful for generations.

Family sitting together on a dock watching child splash in the water.

Navigating Partnerships

As we continue a partnering relationship to build and work towards your ideal life, we will need to coordinate with other professionals to help ensure your values and goals are met. Whether working with tax professionals, estate planning firms, or business specialists, we are happy to assist and guide you through discussions with those professionals as part of our partnership agreement.

Financial Planning