Smiley Elmore & Associates was the first black business in South Tulsa, Oklahoma and one of the oldest black owned financial firms in the country.

Smiley Sr. would be honored knowing that his legacy will carry on for generations to come.

Smiley Elmore & Associates

Financial Planning with Purpose

We believe building wealth is a process, not an event. Much like getting in shape, meaningful progress comes from consistency, discipline, and a commitment to your long-term goals. There are no shortcuts, magic formulas, or one-time decisions that determine your financial future.

For more than 50 years, the Elmore name has helped families make some of life's most important financial decisions. Continuing that legacy, we work closely with you to understand your goals, simplify complex financial matters, and provide guidance tailored to your unique journey. Though our comprehensive holistic wealth planning process, we assist you with accumulating, preserving, distributing, and protecting your wealth.

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Clarity for the Road Ahead

Generations of Guidance

Behind every financial decision is a person, a family, and a story. That's why we believe everyone deserves more than a one-size-fits-all approach.

Built on family values, we will take the time to get to know you, understand your family, and learn what matters most before making recommendations. By building long-term relationships, we're able to provide advice that evolves alongside your life and changing needs.

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Building a Future Worth Passing On

Let's Start With Your Story

No matter where you are today, we're here to meet you there.

You may be approaching retirement and wondering if you're truly prepared. You may be evaluating your pension options, thinking about the future of your family, or simply looking for a devoted professional to help you make sense of your financial picture.

Before discussing strategies, investments, or recommendations, we start by understanding what's important to you. Every person, family, and financial situation is unique, which is why we take the time to learn your story before helping you write the next chapter.

We look forward to hearing your story.

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Meet Out Team

Christopher Elmore, Financial Professional in TULSA, OK

Christopher Elmore RFC

About Christopher Elmore

Darren Tharp

About Darren Tharp

Why You Need a Playbook, Not Just a Product

Your Financial Game Plan

As your financial coach, we design a comprehensive playbook tailored entirely to your lifetime goals, giving you a clear path forward without the overwhelming complexity. This is a marathon, not a sprint, and every play we run together is built on long-term consistency.