Joseph J. Massaro, CFPTM, CFS
Regional Network Director
Massaro Wealth Management, LLC

75 Garden Street, Wethersfield, CT 06109

Tel:(860) 257-3310/FAX: (860) 257-3365

Joseph Massaro is the Regional Network Director for Money Concepts in Connecticut and heads its Financial Planning Center in Wethersfield, CT.  Since 1983, Mr. Massaro has been in the financial services industry and specializes in Advanced Planning, Regional Development, Wealth Management, Retirement Planning and Lump Sum Distributions.  With Money Concepts since 1995, and taking over the Connecticut Region Network in 1999, he has grown the region from 3 to 40 representatives with locations in various states.  He has also developed a relationship with financial institutions to offer financial services to customers and employees.

“I understand people don’t have the time to properly research their investment alternatives, and as a result, miss opportunities for tax savings, or simply put off making decisions at all.  I structure my clients’ portfolios to provide the return potential they require at a risk level they can live with.  I pride myself on giving clients personal service and using products from the highest quality companies. 

Money Concepts provides exceptional ongoing training and has a corporate philosophy in line with my own.  Since it is not tied to any one financial institution or product, Money Concepts International provides totally independent financial planning services.  Together we offer clients a wealth of resources to provide them with knowledge and assistance in developing and maintaining their financial plan.

For clients seeking a broader array of services, several of our representatives are also accountants.  Our advance planning techniques allow the representatives to meet multiple client needs.  My role is to ensure these representatives continue to grow their businesses, and to provide them with the most current financial services industry training and experience.” 

 

Education
Bachelors of Arts, Economics, University of Connecticut, Storrs, 1983

Credit Union Management School, State University of New York at Albany, 1987

 

Experience – Designations
CFP.... Certified Financial Planner since 2002 (granted by the College of Financial Planning)

CFS...............Certified Funds Specialist  (granted by The Institute of Business and Finance)

 

Securities Licenses Held
Series 7.............Full Registration/General Securities Representative

Series 24 ..........General Securities Principal

Series 63...........Uniform Securities Agent State Law Examination

Life and Variable Insurance License – CT, FL, VT

Frederic joined Money Concepts in 2002 after spending 11 years in the corporate business world. It was his Financial Advisor and current Network Director for Money Concepts “Joseph Massaro” that introduced him to the company, its values and beliefs. Joe has been his mentor and coach and has helped Frederic in becoming the advisor he is today. Frederic brings with him a personal and holistic approach to Wealth Management where he works side by side the client helping them to achieve their goals.

Born in Belgium and raised in Belgium and France, he moved to the United States in 1990. Frederic earned his MBA in International Management from the Monterey Institute of International Studies, in California in 1991. He has a son and a daughter - Sebastian and Lauren and after traveling the world for business, they settled in Connecticut in 1997.

In his local community he has been active as the Scoutmaster and Eagle Advisor for Boy scout Troop 68 in Farmington. He has also been active as the Vice President of the Unionville Village Improvement Association. In his free time, he enjoys playing tennis and working in the yard and garden.

Rborea@moneyconcepts.com