
Five Keys to Investing for Retirement
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Follow some basic rules to help yourself make smarter choices when investing for retirement.
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Follow some basic rules to help yourself make smarter choices when investing for retirement.

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Understand how exchange-traded funds (ETFs) work and the differences among the variety of ETFs available.

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The Federal Thrift Savings Plan (TSP) is a tax-deferred retirement savings and investment plan set up to help federal civilian employees and military personnel save for retirement.

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Value investing was defined more than 75 years ago, but it's still a fundamental concept to pursue investment goals.

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If you'd like a retirement plan that guarantees a specified benefit level at retirement regardless of investment results, you may want to consider a defined benefit pension plan. A defined benefit plan is a qualified employer-sponsored retirement plan that is funded solely by the employer (in most cases); it's the traditional type of pension plan. A defined benefit pension plan allows the highest potential contribution amount of any plan. These contributions are excluded from income and grow tax deferred. In addition, contributions can be deducted from business income.
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