
The 3 Best Ways to Give Your Kid Real Estate — and What Not to Do
- Bloomberg
The key to owning property may no longer be related to income or credit, but having parents who can hand over a home the right way.
Check the background of this Money Concepts financial professional on FINRA's BrokerCheck | Form CRS

Email Address
EmailFind Me On
I'm Jay Schmiedel, a dedicated financial professional based in Middlebury, CT. I've been in the financial industry since 1995 and with Money Concepts since 2004. I hold Series 6 and 63 licenses, in addition to being licensed in Life and Health insurance. My experience includes managing 403B plans for teachers, small business retirement plans, and offering personalized financial services to individual clients.
I live with my wife Terrie and our three children, enjoying a family-oriented lifestyle filled with sports and quality time with our golden retriever, Peanut. I operate from my home office and prefer to meet clients at their homes or businesses, ensuring a personalized and convenient service tailored to their needs.
Stay in the Know

- Bloomberg
The key to owning property may no longer be related to income or credit, but having parents who can hand over a home the right way.

- Broadridge Content
Social Security and Medicare benefits may be reduced unless Congress takes timely action.

- Broadridge Content
President Trump signed into law the One Big Beautiful Bill Act (OBBBA) on July 4, 2025.

We believe that before investments and products ever come into play, we must establish a relationship. As such, we believe a financial professional should listen before acting, reduce your stress, and provide ongoing consultations and adjustments.
Achieving your goals allows you peace of mind to be actualized and your stress is minimized. You are free to live with less stress and more enjoyment.
Discover how I can help YOU
The company you choose to work with should, above all else, want to see you succeed, and that’s precisely what we want for you.
Send us a message: