Refinancing Your Mortgage
- Broadridge Content
When you refinance your mortgage, you take out a new home loan and use some or all of the proceeds to pay off the existing one.
Personalized Financial Planning
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About Me
I'm Jay Schmiedel, a dedicated financial professional based in Middlebury, CT. I've been in the financial industry since 1995 and with Money Concepts since 2004. I hold Series 6 and 63 licenses, in addition to being licensed in Life and Health insurance. My experience includes managing 403B plans for teachers, small business retirement plans, and offering personalized financial services to individual clients.
I live with my wife Terrie and our three children, enjoying a family-oriented lifestyle filled with sports and quality time with our golden retriever, Peanut. I operate from my home office and prefer to meet clients at their homes or businesses, ensuring a personalized and convenient service tailored to their needs.
Stay in the Know
What's the Latest News?
Knowledge is power! The following news has been carefully selected by our office to empower your learning. Dive into trending news, thought-provoking insights, and everything in between.
Here’s Why Your Energy Bill Keeps Climbing–And Won’t Fall Anytime Soon
- Investopedia
Artificial Intelligence (AI) data centers are claiming a growing percentage of electricity generated in the U.S., driving up prices for consumers along the way. PJM Interconnection, which serves Virginia's "data center alley," has seen wholesale costs increase more than tenfold the past two years.
Always Late? Blame Your Time Personality.
- The New York Times
Some people are punctual, others flexible. The reason, experts say, is that we relate to the clock in different ways. Which one of these time personalities are you?
A Relationship Driven Financial Planning Process
We believe that before investments and products ever come into play, we must establish a relationship. As such, we believe a financial professional should listen before acting, reduce your stress, and provide ongoing consultations and adjustments.
Achieving your goals allows you peace of mind to be actualized and your stress is minimized. You are free to live with less stress and more enjoyment.
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Why Choose Us?
We use a “holistic approach” to wealth management. Our systems, procedures and techniques have been refined by years of experience making us an efficient and productive wealth management company.
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