
The War in Iran Is Driving Costs Up. Here Are Some Ways to Save.
- The New York Times
The widening war in the Mideast is making life more expensive. Some simple cost-cutting tips from the New York Times.
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We believe that before investments and products ever come into play, we must establish a relationship. As such, we believe a financial professional should listen before acting, reduce your stress, and provide ongoing consultations and adjustments.
Achieving your goals allows you peace of mind to be actualized and your stress is minimized. You are free to live with less stress and more enjoyment.

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EmailI'm Jay Schmiedel, a dedicated financial professional based in Middlebury, CT. I've been in the financial industry since 1995 and with Money Concepts since 2004. I hold Series 6 and 63 licenses, in addition to being licensed in Life and Health insurance. My experience includes managing 403B plans for teachers, small business retirement plans, and offering personalized financial services to individual clients.
I live with my wife Terrie and our three children, enjoying a family-oriented lifestyle filled with sports and quality time with our golden retriever, Peanut. I operate from my home office and prefer to meet clients at their homes or businesses, ensuring a personalized and convenient service tailored to their needs.
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Jay Schmiedel
Awarded by Money Concepts, the Eagles Club Award honors advisors who consistently demonstrate leadership, professional excellence, and an unwavering commitment to serving clients. This recognition highlights Jay's dedication to providing attentive service, thoughtful financial guidance, and a client-focused approach built on professionalism and care.
Stay in the Know

- The New York Times
The widening war in the Mideast is making life more expensive. Some simple cost-cutting tips from the New York Times.

- Broadridge Content
You may be able tap your retirement plan account while you're still working.

- Broadridge Content
SIMPLE plans may appeal to small business owners and the self-employed.
We use a “holistic approach” to wealth management. Our systems, procedures and techniques have been refined by years of experience making us an efficient and productive wealth management company.
Send us a message:
22 Independence Circle
Middlebury, CT 06762
jschmiedel@moneyconcepts.com
Tel: (203) 233-8495