Abundance... It's all about LOVE.
My passion is to build a communtiy of Abundance Minded individuals and families, as my over 25 years of experience as a Money Concepts Financial Planning Center President have revealed to me that this is where financial freedom truly begins.
In addition to being a Certified Financial Planner TM professional, I am a General Securities Registered Representative (Series 7), a Registered Investment Advisors Agent (Series 66), as well as a licensed insurance agent.
This is important because it allows me to be truly client centric as I am able to be engaged in whichever manner is most comfortable for a specific client.
I graduated from the University of Missouri Columbia in 1990 with a degree in Economics. After working for several years as a retail banking consultant, in 2001 I founded a Money Concepts financial planning center in St. Charles, MO to provide independent financial planning services to area business owners and professionals.
In 2007, after graduating from the College for Financial Planning, I became a Certified Financial PlannerTM professional.
Lawrence Lund CFP is licensed as an Investment Advisor Representative (IAR) and is licensed to sell and/or discuss Advisory Services & Products with anyone residing within the United States. IAR registration is in: MO
Lawrence Lund CFP is licensed to sell and/or discuss Insurance Products only to residents of the states listed: FL, IL, KS, MO
Address
1550 WALL STREET STE. 211
SAINT CHARLES, MO 63303-3546
Licenses
- Series 66, 7, 7TO
Thomas brings a unique blend of real-world experience and client-centered purpose to his new role. After spending nearly 20 years as a lineman with Southwestern Bell, he transitioned into the financial services industry in 2010, starting part-time in life insurance and securities. Over the years, he and his wife have shared a passion for financial education—teaching clients how money works and leading Financial Peace University classes at their church.
In 2022, Thomas earned his Series 65 and began working as a holistic financial planner, focusing on distribution planning strategies. He is also a Certified Financial Fiduciary, committed to serving clients with integrity and transparency.
Outside the office, Thomas and his wife have been married for 22 years and have two children—a daughter studying culinary arts and a son who’s a high school senior—as well as three dogs that keep things lively at home.
Thomas Wells Certified Financial Fiduciary is licensed as an Investment Advisor Representative (IAR) and is licensed to sell and/or discuss Advisory Services & Products with anyone residing within the United States. IAR registration is in: MO
Thomas Wells Certified Financial Fiduciary is licensed to sell and/or discuss Insurance Products only to residents of the states listed: CO, FL, GA, IL, ME, MI, MO, UT
Address
1550 WALL STREET STE. 211
SAINT CHARLES, MO 63303-3546
Licenses
- Series 65
Melanie is the Administrative Team Lead, managing a dedicated team committed to providing high-quality support to advisors and their clients. With over 20 years of experience in the financial industry, she brings a wealth of knowledge and experience, offering guidance and insight to her team as they navigate the complexities of their roles.
She takes great satisfaction in working closely with each team member, fostering a collaborative environment where everyone has the opportunity to learn and develop their skills. Melanie is committed to ongoing education, believing that continuous learning enhances the team's effectiveness and improves the quality of service provided to clients.
In addition to her professional skills, Melanie's warm leadership style and passion for development make her a supportive and trusted mentor for her team. Outside of work, she finds peace in nature and enjoys spending her free time hiking, kayaking, and biking, activities that allow her to connect with the world around her. She is also an avid reader, balancing her love for the outdoors with a passion for exploring new ideas and perspectives. Above all, Melanie enjoys spending time with her two kids, cheering them on at their school sporting events, where she finds joy in supporting their passions and accomplishments.
Address
1550 WALL STREET STE. 211
SAINT CHARLES, MO 63303-3546
Bryson is dedicated to streamlining the wealth management experience for both advisors and the clients they serve. He specializes in advisor training, ensuring the team is proficient with the latest industry programs and technology. With a focus on account opening and daily client care, Bryson helps ensure processes run smoothly while managing operational details with precision and care.
Address
1550 WALL STREET STE. 211
SAINT CHARLES, MO 63303-3546
Cheyenne serves as an Administrative Assistant on the Customer Service Team, where she connects with clients to assist with any service-related questions or needs regarding their accounts. What she values most about her work is the impact her department makes on both client and advisor levels—helping everyone achieve their goals. She also treasures the strong relationships she’s built with her colleagues and enjoys the supportive work environment and culture.
Cheyenne’s unique skills include exceptional attention to detail, adaptability, strong client communication, and follow-through to ensure requests are completed.
Outside of work, she loves spending quality time with her husband, family, and friends. An avid fan of outdoor activities, she enjoys fishing and reading, and takes every opportunity to travel to Disney and Universal Studios. A big Harry Potter enthusiast, Cheyenne delights in the magic of these experiences.
Address
1550 WALL STREET STE. 211
SAINT CHARLES, MO 63303-3546
Darren joined the Money Concepts MOMENTUMgroup in 2016, bringing over thirty years of valuable experience in strategic business development, communications, marketing, customer service, and technical training. As the Chief Marketing Officer (CMO), he collaborates with local and corporate teams to craft impactful marketing materials, training resources, and essential support tools for recruiting advisors and clients.
Throughout his diverse career, Darren has faced challenges head-on and embraced opportunities, providing business development assistance to renowned national and multinational corporations, including General Motors, Procter & Gamble, and Nestlé Purina. He embodies a creative and service-oriented approach that promotes organizational ideals, driven by a passion for problem-solving that aims to leave a lasting professional impact.
With degrees in business and commercial art/computer graphics, Darren's knowledge and experience fuels his pursuits. Outside of work, he cherishes time in the great outdoors and follows his passion for art. He treasures quality moments with his wife of 35 years, their four children, and nine grandchildren, whether fly fishing, camping, or simply stargazing, reflecting a life well-lived and full of connection.
Address
1550 WALL STREET STE. 211
SAINT CHARLES, MO 63303-3546
Expanding planning possibilities through collaborative knowledge and experience .
Extended MCAP Team
By working alongside MCAP, Larry and Thomas can collaborate on advanced planning opportunities, explore multiple perspectives, and develop thoughtful solutions tailored to each client’s goals. This partnership allows them to enhance the depth of their services while continuing to provide the personalized guidance and attention clients expect.






