Eliminate Your Concerns

What else do you plan for in your life – higher education, a wedding, home purchase, vacations? Common knowledge confirms that planning helps you achieve what you want to accomplish. You can be more organized. You can monitor your progress. You can stay on track. You are more likely to meet your goals. All while your financial planner reduces your work load and worry.

You probably already know the answer. When do you want to reap the benefits? As soon as possible, of course. The sooner you start, the more likely you are to reap the benefits of financial planning to give you financial peace-of-mind.

Initially, to develop your first personal, comprehensive and written financial plan can take 30 to 60 days. Much depends on your effort to provide your financial information and your Money Concepts financial planner will help you every step of the way. Once complete a thorough presentation will be made to you to gather your feedback and approval. Then your Money Concepts financial planner will help you implement and manage your personal financial plan over time with minimal effort on your part.

The most important part of your participation is conveying your current financial status. Your Money Concepts financial planner will thoroughly immerse themselves with your financial details to learn your situation as well, and preferably, better than you. After completing your initial personal financial plan, you should be able to experience less stress and worry, plus only devote periodic meetings with your financial planner. However, should an unexpected financial event or issue arise, your Money Concepts financial planner is always at your disposal.

There will be an affordable fee to develop your personal, comprehensive and written financial plan. The financial plan fee will be based on the complexity and involvement of your financial situation and will be determined at an initial meeting.  The fee is mutually agreed upon. Typically, your written financial plan can be a hundred pages or more. Once the scope of your personal financial plan is realized, future compensation and cost can be discussed and mutually agreed upon based on your needs.

Great question. Some may think they only want a plan for college education, or maybe some other specific financial investment. And yes of course, we could do that, but without understanding your cash flow you may not be able to afford it. Or without knowing your tax status, the plan may not fully take taxes into consideration. Or how would the recommendations change if others were contributing to the college education. And what about risk? If something dreadfully happened to you, will your education goals be met? Obviously, to act in your best interest, a personal comprehensive plan takes these concerns into consideration and incorporates your college education goals.