Andy has been counseling individuals, families, and business owners in the areas of Wealth Accumulation, Asset Protection, and Legacy Planning since 1995. Andy strives to inspire his clients to TAKE ACTION and control of their financial lives through a process of education, communication and individualized service that surpasses their expectations.
Andy has a Masters of Science Financial Services degree from the institute of Business and Finance, and has received numerous accolades since joining Money Concepts in 2012 including membership into the firms most prestigious APEX Club in 2021. He has consistently ranked in the TOP 100 among all Money Concepts advisors worldwide.
Andy served his country for nearly a decade in the US Navy for 6 years and 3 additional years in the Army.
He loves working with his wife Beth, a partner in the practice since 2008. Andy is a family man who enjoys spending time with his children and grandchildren and is also an outdoor enthusiast. He enjoys golf, camping, fishing and hunting, along with competing in long range rifle competitions.
Both Andy and Beth recognize callings in life bigger than just work – they are extremely involved in their church and community.Andy has been counseling individuals, families, and business owners in the areas of Wealth Accumulation, Asset Protection, and Legacy Planning since 1995. Andy strives to inspire his clients to TAKE ACTION and control of their financial lives through a process of education, communication and individualized service that surpasses their expectations.
Andy has a Masters of Science Financial Services degree from the institute of Business and Finance, and has received numerous accolades since joining Money Concepts in 2012 including membership into the firms most prestigious APEX Club in 2021. He has consistently ranked in the TOP 100 among all Money Concepts advisors worldwide.
Andy served his country for nearly a decade in the US Navy for 6 years and 3 additional years in the Army.
He loves working with his wife Beth, a partner in the practice since 2008. Andy is a family man who enjoys spending time with his children and grandchildren and is also an outdoor enthusiast. He enjoys golf, camping, fishing and hunting, along with competing in long range rifle competitions.
Both Andy and Beth recognize callings in life bigger than just work – they are extremely involved in their church and community.
Because of Andy’s passion for enjoying life and creating a “work/life balance”, he communicates those same principles to their clients. His passion led him to develop and refine the proprietary process, The Pineapple Formula. This process allows Andy to help ensure that each client he serves achieves their own individual financial independence.
Because of Andy’s passion for enjoying life and creating a “work/life balance”, he communicates those same principles to their clients. His passion led him to develop and refine the proprietary process, The Pineapple Formula. This process allows Andy to help ensure that each client he serves achieves their own individual financial independence.
Andrew Panyik MSFS is licensed to sell and/or discuss Securities Products only to residents of the states listed: FL, IN, OH
Andrew Panyik MSFS is licensed as an Investment Advisor Representative (IAR) and is licensed to sell and/or discuss Advisory Services & Products with anyone residing within the United States. IAR registration is in: OH
Andrew Panyik MSFS is licensed to sell and/or discuss Insurance Products only to residents of the states listed: FL, IN, OH, SC, WV
