Mountain Ridge Financial
About the Advisor
My name is Todd O'Flanagan. I have worked in this industry since 2001 and started Mountain Ridge Financial in 2018. I began working in this industry because I love to help people, and securities and investments is an area where people often struggle. It’s proven wonderful because I get to help my clients see what they are capable of. I get to help them better understand their money and how it can benefit them. My passion is when I get to meet with somebody and help them feel more confident with their financial situation.
Discover the Peaks of Financial Success
At Mountain Ridge Financial, we believe in navigating the financial landscape like a mountain range full of highs and lows but always aiming for the summit. Our logo embodies five key investment strategies, represented as peaks, including accounts for minors, 529 plans, non-qualified accounts, pre-tax retirement, and post-tax retirement options. Each strategy is designed to optimize your financial journey, from saving for education to planning for a secure retirement. Let us help you find clarity and hope in your financial future, illuminating the path to your goals. Embark on an investment journey with us today!
I'm Ready to Explore!Our Corporate Philosophy
Money Concepts is not just a financial planning and wealth management organization. We are a community of like-minded individuals who share a Committed Benevolent Interest for all.
Our Guiding Principles
Mission Statement:
The most important person in our organization is you.
Our Motto:
The more you do for others, the more you do for you.
Vision Statement:
Cultivate a community based on CBI for all, family members, clients, associates, independent financial professionals, tax professionals, and financial institutions, to enjoy unmatched culture amplified by timely support, effective resources, and powerful technology to achieve the highest level of success you can imagine.
We invite you to embrace our culture!
Our Code of Ethics
Money Concepts is grounded in nine core footings of ethics and action. These are the principles that have guided our business decision for more than 40 years.
Our Culture
We encourage all associates and employees to freely share ideas and things that work for them. This is our culture in action! Through the principle of CBI, each of us, helps one another become successful.
"Culture trumps everything else in an organization." DENIS WALSH | President & CEO
The Better Way
Jack Walsh had a vision of a better way, a way to provide people a real and enduring opportunity for people, disrupting the status quo of the day. Current CEO, Denis Walsh adds to his father's vision with the powerful concept of Committed Benevolent Interest (CBI). It is his vision to change the entire industry with this new approach.
- Ownership - Be the president of your own company and take off the controls and earnings limitations. Develop an asset you can sell or bring your family into the business.
- Independence - Have complete control of your destiny. No pressure on what products to sell, and no conflicts of proprietary products.
- Represent the best interest of the client, not the product provider.
- Provide financial planning services to everyone, not just the rich.
- Have a Committed Benevolent Interest in all people.
Our Journey
"The industry has been going through the most dynamic period of change that I have observed in my career in the business. Without question, we are in the most volatile era of change in every aspect of what we do. I think I have some ideas of how to take advantage of the opportunities these dramatic changes present and that thought excites and challenges me immensely." John P. Walsh
Vision to Reality
Jack Walsh was an astute, experienced businessman who took his vision and made it a reality.