Our Team

Timothy Higgins CFP, CGMA, CPA, PFS is licensed to sell and/or discuss Securities Products only to residents of the states listed: AL, AZ, CA, CO, FL, IL, KS, LA, MO, MS, NC, NE, NV, NY, OH, OR, TN, TX, UT, WA, WI
Timothy Higgins CFP, CGMA, CPA, PFS is licensed as an Investment Advisor Representative (IAR) and is licensed to sell and/or discuss Advisory Services & Products with anyone residing within the United States. IAR registration is in: CA
Timothy Higgins CFP, CGMA, CPA, PFS is licensed to sell and/or discuss Insurance Products only to residents of the states listed: AL, AZ, CA, CO, FL, LA, MO, MS, NV, NY, TN, TX, UT

Betty Ludeke CPA is licensed to sell and/or discuss Securities Products only to residents of the states listed: CA
Betty Ludeke CPA is licensed as an Investment Advisor Representative (IAR) and is licensed to sell and/or discuss Advisory Services & Products with anyone residing within the United States. IAR registration is in: CA
Betty Ludeke CPA is licensed to sell and/or discuss Insurance Products only to residents of the states listed:

Patrick Duignan is licensed to sell and/or discuss Securities Products only to residents of the states listed: CA
Patrick Duignan is licensed as an Investment Advisor Representative (IAR) and is licensed to sell and/or discuss Advisory Services & Products with anyone residing within the United States. IAR registration is in: CA
Patrick Duignan is licensed to sell and/or discuss Insurance Products only to residents of the states listed: CA, GA

Matthew Apodaca CPA, CGMA, RFC is licensed to sell and/or discuss Securities Products only to residents of the states listed: AR, AZ, CA, DC, FL, ID, MO, NV, NY, OR, PA, TX, WA
Matthew Apodaca CPA, CGMA, RFC is licensed as an Investment Advisor Representative (IAR) and is licensed to sell and/or discuss Advisory Services & Products with anyone residing within the United States. IAR registration is in: CA
Matthew Apodaca CPA, CGMA, RFC is licensed to sell and/or discuss Insurance Products only to residents of the states listed: AZ, CA, CO, MS, UT

Paul Apodaca EA, RFC is licensed to sell and/or discuss Securities Products only to residents of the states listed: CA, GA, IL, NC, NV, OR, VA
Paul Apodaca EA, RFC is licensed as an Investment Advisor Representative (IAR) and is licensed to sell and/or discuss Advisory Services & Products with anyone residing within the United States. IAR registration is in: CA
Paul Apodaca EA, RFC is licensed to sell and/or discuss Insurance Products only to residents of the states listed:

Crystal Fulton AIF, CDFA, CFP is licensed to sell and/or discuss Securities Products only to residents of the states listed: AK, AL, AR, AZ, CA, CO, DC, FL, GA, HI, ID, IN, MA, MN, MO, MS, MT, NC, ND, NE, NJ, NV, OR, PA, TX, UT, WA
Crystal Fulton AIF, CDFA, CFP is licensed as an Investment Advisor Representative (IAR) and is licensed to sell and/or discuss Advisory Services & Products with anyone residing within the United States. IAR registration is in: NC
Crystal Fulton AIF, CDFA, CFP is licensed to sell and/or discuss Insurance Products only to residents of the states listed: AL, AR, CA, MS

Sarah Bevins is licensed to sell and/or discuss Securities Products only to residents of the states listed: CA, WA
Sarah Bevins is licensed as an Investment Advisor Representative (IAR) and is licensed to sell and/or discuss Advisory Services & Products with anyone residing within the United States. IAR registration is in: WA
Sarah Bevins is licensed to sell and/or discuss Insurance Products only to residents of the states listed:

Samuel Osborne EA is licensed to sell and/or discuss Securities Products only to residents of the states listed: AZ, CA, LA, SC, TX
Samuel Osborne EA is licensed as an Investment Advisor Representative (IAR) and is licensed to sell and/or discuss Advisory Services & Products with anyone residing within the United States. IAR registration is in: SC
Samuel Osborne EA is licensed to sell and/or discuss Insurance Products only to residents of the states listed: