You’ve Survived Recessions, Layoffs, and a Pandemic. Retirement Shouldn’t Be What Gets You.
Straight-talk retirement planning for Gen X — no jargon, no sugarcoating, no one-size-fits-all templates.
New Book: X-Rated: A GenX Guide to Not Getting Screwed Over in Retirement Terry wrote the playbook Gen X actually needs.
THE BOOK
The Retirement Guide for Gen X
You played by the rules. Saved what you could. Watched the rules change anyway.
The standard retirement advice wasn’t written for you — it was written for your parents’ generation, by people who assumed a 30-year career at one company and a pension waiting at the end.
X-Rated cuts through the noise. Terry Sawchuk wrote this specifically for Gen X: the generation that came of age during Enron, got hit by 2008, watched AI start eating into their industries, and is now staring down a retirement timeline that’s a lot closer than it looks.
No fluff. No pitch. Just the stuff you actually need to know before it’s too late to course-correct.
We Don’t Do Cookie-Cutter.
Every client walks in with a different story. We start there.
Corporate downsizing. A divorce. A kid about to head off to college. Aging parents who need more every year. A 401(k) that’s been on autopilot since 2019. We’ve heard it all — and we build plans that actually account for real life.
Our job isn’t to sell you a product. It’s to build a plan that survives contact with the real world: market swings, policy changes, inflation, and the economic disruption that’s coming faster than most advisors are willing to admit.
• Helping build and protect your wealth so you can retire on time — not on someone else’s schedule
• Helping build income streams that don’t depend on the market cooperating
• Helping build what you’ve built through smart tax and estate strategy
• Align your investments with how you actually see the world
YOUR STAGE. YOUR PLAN.
One size fits no one. We know your stage, your industry, and what’s keeping you up at night.
RETIRED
CURRENT:
Turn your retirement into a forward-looking strategy.
NEW:
You made it. Now make it last.
GEN X
CURRENT:
Balance family, career, and retirement with confidence.
NEW:
Retirement’s closer than it looks. Let’s get real.
MILLENIALS
CURRENT:
Helping build wealth and flexibility for the life you’re creating.
NEW:
Build it right the first time.
AUTOMOTIVE
CURRENT:
Take control of your pension, buyout, and 401(k).
NEW:
Your pension is an asset. Treat it like one.
FREE RESOURCE
The Market Doesn’t Care About Your Timeline.
The America First, Built-to-Last white paper breaks down what’s happening in the markets right now — in plain English, without the spin
No sugarcoating. No buzzwords. Just a clear-eyed look at the forces moving markets, what they mean for your money, and the steps worth considering before things get more complicated.
If you’re within 15 years of retirement, this is the kind of read that pays for itself.
NO PRESSURE. NO PITCH.