Kai-Zen 60 Seconds from NIW on Vimeo.
Understanding the Power of Kai-Zen
Do you make $200k or more as a household? Kai-Zen is a way for higher-income earners to save an appropriate amount for retirement without the limitations of government-regulated retirement plans. This program uses premium financing to fund a life insurance policy in the same way you may borrow money to buy a bigger home.
You may ask why a life insurance policy is used to fund retirement. The many benefits include:
· All money in a life insurance policy is tax-free, like a Roth IRA.
· No contribution limits like retirement plans.
· No limitations on income like retirement plans.
· Only committing to making 5 annual premium payments.
· Don’t need to wait until 59.5 to take distributions.
· No required minimum distributions.
· Life insurance policy is guaranteed to never go down in value.
· Policy is completely protected in a trust from creditors and litigation.
· Plans have been stress-tested against The Great Depression Era returns and against high interest and inflation rates of the 1980s.
Contact us for a quick 20-minute demonstration using real numbers.You may ask why a life insurance policy is used to fund retirement. The many benefits include:
· All money in a life insurance policy is tax-free, like a Roth IRA.
· No contribution limits like retirement plans.
· No limitations on income like retirement plans.
· Only committing to making 5 annual premium payments.
· Don’t need to wait until 59.5 to take distributions.
· No required minimum distributions.
· Life insurance policy is guaranteed to never go down in value.
· Policy is completely protected in a trust from creditors and litigation.
· Plans have been stress-tested against The Great Depression Era returns and against high interest and inflation rates of the 1980s.